New Blog Post: DeFi Regulations, Law Degrees and ordering MAGA Hats!!!
- Richard
- Oct 24
- 2 min read
A little late to the party, but as we dive deeper into the DeFi world, we’ve been getting up to speed on the ever-evolving DeFi regulations. Time to turn that Chemistry degree into a Law degree, apparently…
What’s clear is that global regulation is finally catching up with digital finance. The GENIUS Act in the U.S., the EU’s MiCAR framework, and the U.S. CLARITY Act are all landing at roughly the same time, and together, they’re redefining how stablecoins, digital assets, and cross-border payments are governed.Far from being bad news for the industry (or for us at Block Infrastructure), this is actually a huge step forward:
The GENIUS Act lays down a clear federal framework for stablecoins - requiring issuers to verify customers (we can do this), screen every transaction for AML and sanctions risks (we can definitely do this), and prove their reserves (we’ll let the stablecoin issuers handle that one).
MiCAR brings similar changes across Europe, creating a unified licensing regime for crypto-asset and stablecoin issuers, while enforcing strict KYC (great for us), disclosure, and operational standards.
The CLARITY Act rounds it out by defining what counts as a digital commodity versus a security and bringing exchanges, brokers, and DeFi gateways under continuous verification and monitoring (we can 100% do this too!).
All of this makes one thing undeniable: compliance has become the infrastructure layer of digital assets.
That’s exactly where Block Infrastructure comes in. We’ve built the architecture these laws are designed for. BlockID delivers tokenised, privacy-preserving KYC so institutions can prove identity without exposing raw data. BlockPay adds AI-driven, real-time screening for fiat and stablecoin payments, keeping every transfer clean before it moves. And BlockTravel handles Travel Rule and DeFi compliance, connecting counterparties through verifiable identity proofs instead of endless data exchange. Together, these products deliver atomic compliance, identity verification, screening, and audit happening instantly across fiat, stablecoin, and crypto rails.
As regulators push for trust and transparency, the winners won’t be those resisting change but those embracing it early. Banks, PSPs, VASPs, and exchanges that build compliance into their infrastructure will move faster, reduce risk, and earn global credibility. With the GENIUS, MiCAR, and CLARITY Acts defining a new era of regulated digital finance, Block Infrastructure isn’t reacting to the rules, we were built for them.
Richard
p.s. does me loving some of these regulations mean Block Infrastructure should be ordering some MAGA hats?
p.p.s. here’s the links to the regulations for those who enjoy that kind of thing!
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